Designed for loan originators in the state of Oregon who need to meet continuing education requirements, this course seeks to achieve an overview of ethics, Oregon laws concerning loan originators, and the multiple elements involved in fair lending with a focus on the real estate industry. This course explores fair lending issues in mortgage lending, including such topics as regulatory compliance laws, quality assistance dialogues, discrimination and diversity, product quotations and pre-qualification, understanding fine print, third party providers and tracking, credit approval and denial, loan closing, and HMDA-LAR. The course focuses on ethical decision making; an overview of Oregon mortgage lender laws; the history and background of regulatory compliance laws; the roles of third party providers, settlement agents, and property appraisers; the process of loan disposition and settlement; and relevant Internet sources of information.

This course is approved for 20 credit hours of continuing education by the Oregon Mortgage Lending Education Board (MLEB). However, this approval does not constitute an endorsement of the views or opinions which are expressed by the course sponsor, instructor, authors or lecturers.

NOTES:  This is a self-paced, self-study course. Enroll anytime and take up to 8 months to complete the course.
This course is approved for 20 credit hours of continuing education by the Oregon Mortgage Lending Education Board (MLEB). However, this approval does not constitute an endorsement of the views or opinions which are expressed by the course sponsor, instructor, authors or lecturers.